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Digital RMB hardware wallets gather at the conference to show AI + financial value

In the exhibition hall, Bank of communications, industrial and Commercial Bank of China and China Construction Bank all set up digital RMB exhibition area in the booth, displaying various forms of digital RMB hardware wallets. Bank of communications also launched the activity of scanning code to extract digital RMB hardware wallets.

Titanium media app reporter experienced the whole payment process of Bank of communications using digital RMB: after consumers download the digital RMB app through the official code and open the wallet of Bank of communications, they can buy two kinds of goods at a low price, mainly including snacks, food, pendants and other cultural and creative products. The on-site payment machine shows that there are two forms of consumer payment: scan code payment and payment code payment.

Bank of communications can also scan the code to extract hardware wallets, including card wallets, pendant wallets and visual card wallets. Card wallet is similar to ordinary bank card; The video card can display the transaction volume and balance; A pendant purse looks like a key pendant.

It is reported that after connecting the card wallet and ID card information, you need to download the app of Bank of communications and enter the digital RMB wallet module to make the card wallet close to the mobile phone and complete the synchronous operation of the transaction. If you want to recharge, you need to transfer the amount of Bank of communications digital RMB wallet into the card wallet in the Bank of communications app, or recharge by binding other bank cards.

In addition, ICBC and CCB also promoted the digital RMB activities at the exhibition, and the merchants designated by the banks at the exhibition enjoyed preferential treatment by using their digital RMB wallets. Near the elevator building of a large supermarket near the exhibition hall, the two-dimensional code of digital RMB has been placed in front of the store’s payment counter. Users can choose to pay and settle in digital RMB according to their personal wishes.

From the situation of each exhibition, digital RMB has become the main object of their promotion, and also shows the value of new financial industry enabled by scientific and technological means.

Liu Jun, deputy secretary of the Party committee and President of Bank of communications, said at the “Ai new era · digital intelligence new finance” forum that in the new era of AI, banks, as traditional financial institutions, need to be reshaped and strengthened from the perspective of science and technology, so as to do better. At present, the financial industry is at a crossroads. The next step depends on how to better embrace AI and technology, so as to make the future of finance more vertical and horizontal.

Brain like intelligence, credible AI… Artificial intelligence enters a new stage of development

On the last day of waic 2021, Feng Jianfeng, President of Fudan University Institute of brain like intelligence science and technology, said in his speech that the core of AI is algorithm. The essence of human brain is algorithm. Through the technology of brain like intelligence, we can learn from the human brain.

Specifically, there are 86.4 billion neurons in the human brain. At present, scientists can only simulate the nematode with 302 neurons. In order to further understand the “algorithm” of the human brain, Feng Jianfeng and his team have planned two paths: one is the jigsaw puzzle method. Through the mathematical algorithm, on the one hand, each part of the brain is analyzed, and from bottom to top, small pieces of “jigsaw puzzle” are used to finally spell out a complete brain; The other is from top to bottom, using the most advanced MRI scanner to scan the human brain structure, and then using the most advanced algorithm to simulate the “digital twin” human brain.

At the forum, Feng Jianfeng showed his own brain CT image and his “digital twin” brain. Last year, he and his team realized the whole brain computational simulation of 2 billion pulse neural networks (similar to the function of human brain neurons) for the “digital twin brain”. This year, it has reached 20 billion times, and next year, it is expected to further approach 100 billion, which is closer to the real human brain world. It will lay a foundation for the further expansion of AI research learning from the brain in the future.

Xu Ningsheng, President of Fudan University, pointed out at the forum that by jointly launching the first major municipal science and technology project in the field of brain and brain like with the Institute of Microsystems of the Chinese Academy of Sciences, Fudan has realized the world’s first whole brain computing simulation of 20 billion pulse neural networks; We have developed a series of brain like intelligence original algorithms, a series of new paradigm of brain science experiments and new algorithms of artificial intelligence theory; In addition, it has built an application chain to promote the transformation of achievements in intelligent technology and application innovation. With intelligent diagnosis and treatment, intelligent machine and intelligent decision-making as the three major application exports, it has carried out a series of major industrial demonstration applications with state grid, SAIC, Shentong and other leading enterprises to serve the local economy.

In fact, for financial institutions, if the traditional data transmission and sharing can not effectively protect the data, the data between different financial institutions will be difficult to achieve interconnection, which will restrict the multi-party cooperation in risk prevention, anti fraud, anti money laundering and other fields. The solution sought by industry, University and research circles is to realize “value security sharing” in data cooperation, which takes into account privacy and security, based on “trusted AI” technology systems such as multi-party computing and federal learning, and through technologies such as “original data is not out of the domain”, “data is available and invisible”.

At the exhibition, realai released a deep forgery content detection platform, which can identify the authenticity in one second. Based on the third generation of artificial intelligence technology, it can identify the representation differences between deep forgery content and real content, and mine the consistency features of deep forgery content in different generation ways, It can quickly and accurately identify the authenticity of images with various formats and quality. According to reports, deep real has achieved more than 99% accuracy in academic data sets and network data sets generated by Zao and other mainstream methods.

“Finding a balance between privacy protection, government regulation and business demands in the era of artificial intelligence has become an urgent problem for all circles of industry, University and research.” Ji Zhiyuan, a researcher at the high tech research and development center of the Ministry of science and technology and executive director of ACM China Council, believes that under this background, the concept of “trusted AI” has gradually become a global consensus and the only way for the healthy development of AI industry in the future.

In addition, with the vigorous development of digital intelligence, new imbalances are also happening. How to eliminate the digital divide has become a problem worthy of discussion. At waic 2021 this year, all the big Internet companies participating in the exhibition showed their cooperation and planning in the aspects of digital aging and low-carbon development.

How serious is the digital divide on a global scale? Zhao Xiaolei, director of the investment and Technology Promotion Office of the United Nations Industrial Development Organization, disclosed in the keynote speech “from global digital divide to global digital opportunity”. According to the data of the United Nations, more than one third of the world’s people have not yet connected to the Internet. Although 80% of the developed countries have access to the Internet, less than 20% of the least developed countries have access to the Internet.

During the world artificial intelligence conference, Shanghai launched the “digital partner program”, which aims to make efforts in three directions: Heartfelt digital partner, intelligent digital partner and mutual digital partner. In response to the plan, an awarding ceremony of “Shanghai digital for the old training base” of the digital partnership program was held at the Forum on AI enabling and bridging the digital divide on the 10th, which was awarded to representatives of the first batch of units that actively responded to and participated in various actions of the “digital Partnership Program”.

In general, the application experience of intelligent scenes in and around the conference venue this year has been further enriched. The virtual AI technology PPT can no longer meet everyone’s vision. Enterprises want to show the landing results and the hard power of AI technology.

However, for the development of AI technology in the next stage, it still faces many challenges. Zhou Bowen, chairman of the technical committee of Jingdong group, President of Jingdong Artificial Intelligence Research Institute and IEEE fellow, said in an interview with titanium media that the biggest challenge of AI technology is still how to make AI more reliable in robustness, replicability, interpretability, privacy protection, value alignment and responsibility.

Although this year’s waic conference has come to an end, the development of artificial intelligence technology will not stop, and a new trend has come. Where AI will go in the next decade and when general artificial intelligence will arrive still need the joint efforts of technology, commerce and industry to make China’s artificial intelligence industry develop vigorously and healthily.